Private Number Plate Finance
Once you’ve found the perfect private registration, paying for it shouldn’t have to be a barrier. That's why here at National Numbers, we offer flexible finance on nearly all of our 80 million+ plates. So, you can drive away with the exact plate you want without needing to pay the full price upfront.
Whatever your budget, we work with a range of trusted, FCA-regulated finance partners to find a plan that suits you. You’ll find options to pay monthly over 3 to 24 months, 0% APR available on selected plans, and an instant decision when you apply online.
Apply online today with our flexible pay-later options
Search & Secure
Secure your perfect number plate with a small deposit
Finance Application
Get an instant result online for finance from one of our pay later options
Enjoy Your Plate
Make repayments up to 24 months
Credit subject to status and affordability. Terms & Conditions Apply.
National Numbers is a trading name of National Numbers Ltd registered in England, registration number 03441322. Registered Address: 21 Manor Way, Belasis Hall Technology Park, Billingham TS23 4HN.
National Numbers Ltd is authorised and regulated by the Financial Conduct Authority, FCA registration number 734522. National Numbers Ltd trading as National Numbers acts as a credit broker and is not a lender, introducing customers to Payment Assist (UK) Ltd.
Buyline Ltd is authorised and regulated by the Financial Conduct Authority.
Firm Reference Number 805162.
However, credit agreements that are interest free and less than twelve months are unregulated.
Registered office: B12 Elmbridge Court, Cheltenham Road East, Gloucester, GL3 1JZ.
Registered at Companies House Number: 11223350.
How Our Private Reg Finance Works
As a credit broker (not a lender), we work with several FCA-regulated finance partners so there's a suitable pay-monthly option whatever your budget. Which finance provider you're offered depends on the cash price of the registration you've chosen. See the table below for guidance.
Finance Options by Registration Price
| Registration price | Finance partner | Terms available | APR |
|---|---|---|---|
| £150–£1,200 | Clearpay | Short-term instalments | Interest-free |
| £150–£3,499 | Payl8r | 3, 6, 9, 12, 18 or 24 months | 13.3%–16.5% APR |
| Up to £4,000 | Klarna | Pay in 3, pay in 30 days, or 6–24 months | 0% (short-term)–21.9% APR |
| £3,500–£12,500 | Buyline | 6, 12 or 24 months | 0% APR (6 months) / 14.9% APR (12–24 months) |
PayPal is also available at checkout, with its own pay-later options shown once you log in to your PayPal account.
Eligibility depends on the registration you choose, your circumstances and a credit check. Rates shown are representative and may vary based on individual credit assessments.
0% Interest-Free Number Plate Finance
If you'd rather not pay any interest, three of our partners offer interest-free plans:
Clearpay splits the cost into 4 payments every 2 weeks on plates up to £1,200
Klarna's short-term pay-in-3 or pay-in-30-days options are avaiable on eligible orders up to £4,000
Buyline's 6-month plan is available on plates priced £3,500-£12,500
All three let you drive away with your personalised plate today and spread the cost without any added charges, provided you repay within the interest-free term.
Pay Monthly Number Plates Over a Longer Term
Need longer to spread the cost? Payl8r offers terms up to 24 months on plates from £150-£3,499, and Buyline offers 12 or 24-month plans (14.9% APR) on higher-value plates up to £12,500.
The longer the term, the lower your monthly payment, though the total amount repayable increases, as shown in the examples below.
Clearpay - plate priced at £280.40
4 payments of £70.10 every 2 weeks - interest-free - total payable £280.40
Payl8r - plate priced at £1,752
3 monthly payments of £584.00 - interest-free - total payable £1,752.00
6 monthly payments of £309.24 (21.9% APR representative) - total payable £1,852.33
12 monthly payments of £162.27 (21.9% APR representative) - total payable £1,943.76
24 monthly payments of £89.15 (21.9% APR representative) - total payable £2,135.15
Buyline - plate priced at £3,732 (0% deposit)
6 months at £622.00/month - 0% APR - total repayable £3,732.00 (no added interest)
12 months at £335.03/month - 14.9% APR representative - total repayable higher due to interest
24 months at £179.13/month - 14.9% APR representative - total repayable higher due to interest
(Figures are illustrative; your own quote will depend on the registration and term selected.)
Am I eligible for number plate finance?
To apply for finance on a private reg, you'll generally need to:
Be 18 or over
Be a permanent UK resident with at least 3 years' address history
Have a valid UK debit card, mobile number and email address
Pass a credit check, with no current CCJs (additional checks apply if you're in an IVA)
Meeting this criteria doesn't guarantee acceptance, as each partner assesses affordability individually.
How to Apply For Private Reg Finance
Once you’ve found your plate, select "Finance" at checkout, choose the plan that suits you, and complete the short online application. Most decisions are instant. Once approved, your registration is processed for assignment or transfer as normal.